Why it's Important to Pre-Qualify

Shopping for a mortgage? We can assist you! Call us at (972)991-0080. Ready to get started? Apply Here.

It's helpful to consult your mortgage professional as soon as possible — even before you've begun researching neighborhoods. What for? How can we help before you have made an offer, and do not know yet how much you want to borrow?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. We accomplish this by analyzing your income and debts, your work and residence situations, your funds available for a down payment, required reserves, and other financial considerations. It is a quick, thorough process with minimal risks for papercuts.

After you are determined to be eligible, we prove our confidence in your potential to qualify for a loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Armed with your pre-qualification letter, some advantages fall at your feet once you locate the home you want to make an offer on. First, it lets you know how much you are able to offer. Even more important to the seller of the house, your pre-qualification letter gives them confidence - as if you'd entered their home with a big box of cash to make the offer! They need not worry that that they are wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't cause them concern. You will have the influence of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. During the process, we look at your borrowing capacity - reviewing your job, money available for down payment, debts, income, and other circumstances. It's quick and to the point; and we take pride in keeping the paperwork light.

Face to Face

While you are able to use our mortgage calculators on this site, it is essential to meet with us. We can begin getting your pre-qualification letter. Then, we will make sure we have found the right mortgage program for you. Let us get you started: Contact us at (972)991-0080.

Have questions about pre-qualifying? Call us at (972)991-0080. Advanced Mortgage, Inc. answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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